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Consolidating money after marriage

I am about to get married and we will be combining finances, so please base your suggestions off of the assumption that our finances will be fully combined.

I currently have 3 credit cards of which 1 I have not used in years. Her 2 credit cards are from the same banks as the 2 or 3 credit cards that I am currently using.

This is a time when you list all of your current debts, mistakes that you have made in paying on time, savings and other financial situations that you may have.

When you get married you are taking on each other’s debt and assets.

That might seem counterintuitive, but remember, women are typically more prone to income interruptions, as they may take time off to start families.You should not do this until you are actually married since there are laws protecting you when you are married.Before you get married you should keep your finances separate.Of course, the expectation of each partner is that the good will outperform the bad, and that whatever bad does exist can be met and more effectively vanquished with a united approach.Debt is one of the most common problems an individual can bring into a marriage.

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By Abby Hayes/For years, the standard financial advice for couples was to combine their finances.

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